[1]
J. Harrington and A. P. Ribeiro, “Determinants of Non-Performing Loan Ratios in Emerging Market Commercial Banks”, LICEF, vol. 1, no. 1, pp. 3–10, Jul. 2026, Accessed: Sep. 10, 2026. Available: https://albionconferences.org/index.php/licef/article/view/14